Add 20 years of experience to your business

Put our specialized home improvement lending experience and time-tested stability to work for you.


Experience You Can Trust


We put you and your customers first

For two decades, we’ve helped over a million homeowners finance their home improvement dreams. Our proven strength and stability mean you can not only enhance your overall customer experience, but you’ll also be working with a lender that knows how to put you and the homeowner first.

Stability You Can Count On

Trust us. Just like 10,000+ other contractors do.

We have a deep understanding of the home improvement industry and a proven track record of helping contractors grow their businesses. We fund our own loans and are not subject to the fluctuations of the market. You can count on us to fulfill our obligations and provide great service.

Strong Relationships Mean Better Business

How teamwork was meant to be.

When you work with EnerBank, our dedicated relationship managers are intimately familiar with your accounts and serve as a single point of contact empowered to act on each contractor’s behalf, including tailoring products to their specifications. Value-added services, such as training, reporting, and marketing support, are all included. With a dedicated relationship manager working for you, it'll feel like you've added a new member to your team.


How to Qualify for an EnerBank Program

Ready to work with a lender that places you first?

EnerBank helps you focus on growing your core business by giving your customers financing options that best meet their needs: same-as-cash loans or low monthly payments.

There are a few criteria for you to qualify to offer EnerBank payment options, including:

  • A residential home remodeling focus for your business
  • A U.S.-based business that has been in operation for at least three years
  • An average project size of at least $5,000
  • Annual residential remodeling sales of at least $500,000