Refer Contractors to EnerBank!

Follow these steps to refer your customers (home improvement contractors):

  1. Review the qualifying criteria, below. If you believe the contractor qualifies, fill out the form on this page.
  2. Regions/EnerBank will verify contractor qualifications.
  3. If qualified, EnerBank will contact the contractor to complete the application process.
  4. EnerBank will contact you for assistance if needed.
  5. Contractor completes application process.

Contractor Onboarding Process

Contractor submits application, required documentation, and signs agreement

Completed application underwritten by compliance

If approved, EnerBank will contact contractor to complete a brief orientation

Following orientation, contractor’s account is activated and they can start submitting loan applications

For 20 years, EnerBank has been providing contractors around the country with the ability to offer homeowners payment options for their home renovation projects.

Click Here to Download Program Details

Who Should I Refer?

3+ years in business
(5+ preferred)*

$500,000+ annual
residential sales*

$5,000 minimum average
job size

Sell one of 120 different
project types*

Satisfactory business
credit report

Satisfactory Better
Business Bureau report

Licensed & insured

Pass a financial review

How It Works

How do Contractors Benefit from Offering Payment Options?

Improved Cash Flow

Funds will be deposited in the contractor's account typically within 24 hours of a request

Increase Leads

Increase Leads

Contractors can see a 50% increase in their leads when offering a choice of payment options

Grow Average Project Size

Grow Average Project Size

Homeowners who finance their projects spend 44% more on average projects spend 44% more

Loan Options that Match the Needs of Home Improvement Contractors